Declined elsewhere? You still have options.
A difficult driving record, multiple claims or a hard-to-insure property doesn’t necessarily mean you’re out of options. We work with specialized insurers to help you explore coverage that may be available.
Situations we know well
Frequent claims
Several claims on your record in recent years.
Suspended licence or difficult record
A suspension, demerit points or Highway Safety Code offences.
Cancelled insurance
Cancelled for non-payment or by the insurer.
Hard-to-insure property
An older or vacant building, or one with particular risks.
Auto: full coverage may be available
Through an agreement with a specialized insurer, we may be able to offer drivers declined elsewhere full coverage, including collision, subject to approval.
Home: specialized insurers
We also work with specialized home insurers (the non-standard market) for properties and files that regular insurers won’t accept.
Personal service, without judgment
Tell us about your situation in confidence. We review your file discreetly, explain the options available and, when your record allows, help you move back to a standard insurer.
Let’s talk about your insurance.
A quote, a change to your policy or just a question? Get in touch and a member of our team will take the time to advise you.